| ANNEXURE I | ||||||||||||||||||||||||||||||
| Persistency Ratio ( No. of Policies ) | Persistency Ratio ( No. of Policies ) | Persistency Ratio ( No. of Policies ) | ||||||||||||||||||||||||||||
| 2005-2006 | 2006-2007 | 2007-2008 | Sl.no | Insurer | 2008-2009 | 2009-2010 | ||||||||||||||||||||||||
| Sl.no | Insurer | 13* | 25* | 37* | 49* | 61* | 13* | 25* | 37* | 49* | 61* | 13* | 25* | 37* | 49* | 61* | 1 | Aviva | 13* | 25* | 37* | 49* | 61st month | Sl.no | Insurer | 13* | 25* | 37* | 49* | 61* |
| 1 | Aviva | 77% | 69% | - | - | - | 65% | 66% | 69% | - | - | 62% | 56% | 58% | - | - | 2 | Bajaj Allianz | 57% | 57% | 46% | 43% | 53% | 1 | Aviva | 48% | 45% | 40% | 31% | 28% |
| 2 | Bajaj Allianz | Informat | 3 | Birla Sunlife | 67% | 93% | 26% | 70% | 89% | 2 | Bajaj Allianz | 52% | 81% | 14% | 51% | 63% | ||||||||||||||
| 3 | Birla Sunlife | 83.70% | 76.30% | 75.60% | 75.30% | 75.30% | 97% | 94.30% | 93.40% | 92.80% | 92.60% | 78.90% | 71.50% | 70% | 68.30% | 67.40% | 4 | HDFC Standard | 87.55% | 83.45% | 82.03% | 80.07% | 78.30% | 3 | Birla Sunlife | 70.18% | 63.55% | 61.70% | 59.86% | 58.64% |
| 4 | HDFC Standard | 87.87% | 84.20% | 80.04% | 82.94% | 85.00% | 90.88% | 83.55% | 74.89% | 76.28% | 80.10% | 78.41% | 86.29% | 55.75% | 68.83% | 71.78% | 5 | ICICI Pru | 57.95% | 71.36% | 41.69% | 45.17% | 63.64% | 4 | HDFC Standard | 57.26% | 52.42% | 34.05% | 30.00% | 40.13% |
| 5 | ICICI Pru | 91.00% | 97.80% | 81.40% | 96.00% | 96.70% | 89.30% | 97.70% | 58.80% | 86.60% | 94.40% | 87.30% | 97.00% | 59.10% | 72.70% | 88.70% | 6 | ING Vysysa | 80.20% | 93.50% | 46.20% | 63.10% | 77.60% | 5 | ICICI Pru | 72.74% | 87.19% | 37.29% | 55.46% | 72.37% |
| 6 | ING Vysysa | 64.65% | 62.39% | 61.46% | 61.65% | - | 50.76% | 55.70% | 58.86% | 57.86% | 58.96% | 62.55% | 36.62% | 50.97% | 55.40% | 54.65% | 7 | Kotak Mahindra | 64.95% | 52.43% | 28.33% | 47.14% | 51.97% | 6 | ING Vysysa | 57.31% | 50.75% | 34.91% | 21.58% | 42.86% |
| 7 | Kotak Mahindra | 63.00% | 56.00% | 45.00% | 44.00% | - | 66.00% | 56.00% | 49.00% | 42.00% | 44.00% | 70.00% | 60.00% | 46.00% | 43.00% | 38.00% | 8 | Max Newyork | 67.29% | 64.51% | 42.06% | 41.09% | 39.50% | 7 | Kotak Mahindra | 69.11% | 61.86% | 33.70% | 33.45% | 36.15% |
| 8 | Max Newyork | 78.00% | 77.00% | 77.00% | - | - | 76.00% | 73.00% | 72.00% | 74.00% | - | 79.00% | 68.00% | 67.00% | 70.00% | 72.00% | 9 | Met Life | 76.00% | 70.00% | 55.00% | 62.00% | 67.00% | 8 | Max Newyork | 68.00% | 67.00% | 50.00% | 45.00% | 60.00% |
| 9 | Met Life | 85.43% | 56.96% | 50.20% | 50.00% | - | 64.09% | 57.73% | 53.40% | 50.97% | 48.33% | 64.88% | 57.93% | 53.27% | 50.39% | 47.62% | 10 | Reliance | 71.54% | 64.28% | 59.05% | 55.47% | 52.34% | 9 | Met Life | Not yet uplo | ||||
| 10 | Reliance | 75.49% | 50.56% | 55.62% | 71.05% | - | 72.97% | 68.49% | 46.52% | 51.86% | 66.02% | 77.40% | 66.90% | 62.02% | 43.00% | 48.38% | 11 | Sahara | 61.17% | 70.64% | 48.83% | 55.42% | 37.81% | 10 | Reliance | 51.23% | 52.29% | 23.21% | 39.72% | 46.57% |
| 11 | Sahara | 88.78% | 75.73% | - | - | - | 80.57% | 72.78% | - | - | - | 82.21% | 70.94% | 67.04% | - | - | 12 | SBI Life * | 86.65% | 72.60% | 67.53% | - | - | 11 | Sahara | Not yet uplo | ||||
| 12 | SBI Life * | 92.18% | - | - | - | - | 85.28% | 71.81% | 65.34% | - | - | 88.44% | 71.67% | 64.02% | - | - | 13 | Tata AIG | 92.69% | 63.64% | 54.30% | - | - | 12 | SBI Life * | Not yet uplo | ||||
| 13 | Tata AIG | Informat | 14 | Shriram | 13 | Tata AIG | ||||||||||||||||||||||||
| 14 | Shriram | - | - | - | - | - | 34.34% | - | - | - | - | 51.31% | 52.48% | - | - | - | 15 | Bharti AXA | 54.24% | 36.69% | 26.85% | - | - | 14 | Shriram | 54.26% | 45.48% | 25.52% | 25.77% | - |
| 15 | Bharti AXA | - | - | - | - | - | - | - | - | - | - | 64.49% | - | - | - | - | 16 | Future generali | 53.20% | 56.40% | - | - | - | 15 | Bharti AXA | 46.90% | 47.00% | 54.00% | - | - |
| 16 | Future generali | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 17 | IDBI Fortis | 50.62% | - | - | - | - | 16 | Future generali | 35.33% | - | - | - | - |
| 17 | IDBI Fortis | - | - | - | - | - | 18 | Aegon Religare | - | - | - | - | - | 17 | IDBI Fortis | 66.74% | - | - | - | - | ||||||||||
| 18 | Aegon Religare | 19 | Ca-ra HSBC | - | - | - | - | - | 18 | Aegon Religare | 54.00% | - | - | - | - | |||||||||||||||
| 19 | Ca-ra HSBC | 20 | DLF Pramerica | - | - | - | - | - | 19 | Ca-ra HSBC | 88.50% | - | - | - | - | |||||||||||||||
| 20 | DLF Pramerica | 21 | Star Union Diachi | - | - | - | - | - | 20 | DLF Pramerica | 39.00% | - | - | - | - | |||||||||||||||
| 21 | Star Union Diach | 22 | India First | - | - | - | - | - | 21 | Star Union Diach | - | - | - | - | - | |||||||||||||||
| 22 | India First | - | - | - | 22 | India First | - | - | - | |||||||||||||||||||||
| * Has taken ratio for 12th, 24th, 36th, 48th and 60* | * Has taken ratio for 12th, 24th, 36th, 48th and 60* | * Has taken ratio for 12th, 24th, 36th, 48th and 60* | ||||||||||||||||||||||||||||